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Pensions
What Is a LIRA — And What Are Your Options at Retirement?
A LIRA locks in pension money when you leave an employer. Learn what a LIRA is, how it works, and what your options are when you’re ready to access the funds.
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Tax Strategy
TFSA vs. RRSP in Retirement: Which Should You Draw From First?
Drawing from the wrong account first can cost you thousands in taxes. Learn how to sequence TFSA and…
OAS
How OAS Clawback Works — And How to Avoid It
High retirement income can trigger the OAS clawback — a tax that reduces your monthly benefit. Learn how…
Estate Planning
What It Really Means to Go on Title for a Family Member in Canada
Going on title to help a child or family member qualify for a mortgage seems simple. The tax…
RRSP & RRIF
What Happens to Your RRSP at Age 71?
Your RRSP must close by December 31 of the year you turn 71. Here’s what your three options…
Pensions
What OMERS Members Need to Know Before Retiring
Should you take CPP at 60, 65, or 70? Learn the break-even math, key factors, and how to…
Pensions
How a Defined Benefit Pension Changes Your CPP Decision
Should you take CPP at 60, 65, or 70? Learn the break-even math, key factors, and how to…
CPP
When Should You Start CPP? The Complete Canadian Guide
Should you take CPP at 60, 65, or 70? Learn the break-even math, key factors, and how to…