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Articles on CPP

When to start CPP, how much you’ll receive, and how starting early or late, the CPP enhancement, and survivor benefits change your lifetime income.

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Is It Worth Deferring CPP to Age 70?
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Is It Worth Deferring CPP to Age 70?

Waiting until 70 to collect CPP increases your benefit by 42%. But is it worth it? Here’s the math, the break-even analysis, and when deferral makes sense.
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Seun Adeyemi, CFP®  ·  Jul 9, 2026
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When Should You Start CPP? The Complete Canadian Guide
CPP

When Should You Start CPP? The Complete Canadian Guide

Should you take CPP at 60, 65, or 70? Learn the break-even math, key factors, and how to…
Apr 16, 2026Read →
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