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Is It Worth Deferring CPP to Age 70?
Waiting until 70 to collect CPP increases your benefit by 42%. But is it worth it? Here’s the math, the break-even analysis, and when deferral makes sense.
S
Seun Adeyemi, CFP®
· Jul 9, 2026
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2 articles
CPP
When Should You Start CPP? The Complete Canadian Guide
Should you take CPP at 60, 65, or 70? Learn the break-even math, key factors, and how to…