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RRIF Minimum Withdrawals Explained: Rules, Rates, and Tax Impact
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RRSP & RRIF
RRIF Minimum Withdrawals Explained: Rules, Rates, and Tax Impact
Once your RRSP converts to a RRIF, annual minimum withdrawals are mandatory. Learn the rates by age, how they’re calculated, and how to manage the tax impact.
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Seun Adeyemi, CFP®  ·  Sep 3, 2026
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2 articles
What Happens to Your RRSP at Age 71?
RRSP & RRIF
What Happens to Your RRSP at Age 71?
Your RRSP must close by December 31 of the year you turn 71. Here’s what your three options…
Apr 30, 2026Read →
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