RRSP & RRIF

Articles on RRSP & RRIF

RRSP contributions and withdrawals, converting to a RRIF, minimum withdrawal rules, and how to draw down registered savings with less tax.

All CPP Estate Planning Income Planning Investment Planning OAS Pensions Planning Fundamentals RRSP & RRIF Tax Strategy
RRIF Minimum Withdrawals Explained: Rules, Rates, and Tax Impact
Latest in RRSP & RRIF
RRSP & RRIF

RRIF Minimum Withdrawals Explained: Rules, Rates, and Tax Impact

Once your RRSP converts to a RRIF, annual minimum withdrawals are mandatory. Learn the rates by age, how they’re calculated, and how to manage the tax impact.
S
Seun Adeyemi, CFP®  ·  Sep 3, 2026
Read Article →

All Articles

2 articles
What Happens to Your RRSP at Age 71?
RRSP & RRIF

What Happens to Your RRSP at Age 71?

Your RRSP must close by December 31 of the year you turn 71. Here’s what your three options…
Apr 30, 2026Read →
Ready to go deeper?

Your retirement deserves more than a general answer.

If something you read today raised a real question about your own plan — that's worth a conversation with a CFP®.

Book a Free Discovery Call → Start with Odyssey ONE →

Not ready for a full conversation? Odyssey ONE is our self-directed retirement planning platform — start for $14.99/month, no advisor required.