Tax Strategy

Articles on Tax Strategy

Ways to lower your tax bill in retirement: pension income splitting, managing the OAS clawback, withdrawal order, and using your TFSA well.

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Pension Income Splitting in Canada: What It Is and How to Use It
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Tax Strategy

Pension Income Splitting in Canada: What It Is and How to Use It

Pension income splitting lets you shift up to 50% of eligible income to a lower-income spouse, reducing your combined tax bill. Here’s how it works and who qualifies.
S
Seun Adeyemi, CFP®  ·  Sep 17, 2026
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TFSA vs. RRSP in Retirement: Which Should You Draw From First?
Tax Strategy

TFSA vs. RRSP in Retirement: Which Should You Draw From First?

Drawing from the wrong account first can cost you thousands in taxes. Learn how to sequence TFSA and…
May 28, 2026Read →
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