OAS

Articles on OAS

Old Age Security eligibility, deferral, and the OAS clawback, with current thresholds and ways to keep more of your benefit.

All CPP Estate Planning Income Planning Investment Planning OAS Pensions Planning Fundamentals RRSP & RRIF Tax Strategy

How OAS Clawback Works — And How to Avoid It

How OAS Clawback Works — And How to Avoid It

High retirement income can trigger the OAS clawback — a tax that reduces your monthly benefit. Learn how it works, the 2026 threshold, and strategies to reduce it.

Seun Adeyemi, CFP® · May 14, 2026

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