Pensions

Articles on Pensions

Defined benefit and defined contribution pensions explained: commuted values, bridge benefits, survivor options, and how your pension fits with CPP and OAS.

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How a Defined Benefit Pension Affects Your CPP and OAS Strategy
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Pensions

How a Defined Benefit Pension Affects Your CPP and OAS Strategy

A defined benefit pension changes everything about when to start CPP and OAS. Learn how guaranteed pension income affects your sequencing, tax, and clawback strategy.
S
Seun Adeyemi, CFP®  ·  Aug 20, 2026
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3 articles
What Is a LIRA — And What Are Your Options at Retirement?
Pensions

What Is a LIRA — And What Are Your Options at Retirement?

A LIRA locks in pension money when you leave an employer. Learn what a LIRA is, how it…
Jun 11, 2026Read →
What OMERS Members Need to Know Before Retiring
Pensions

What OMERS Members Need to Know Before Retiring

Should you take CPP at 60, 65, or 70? Learn the break-even math, key factors, and how to…
Apr 18, 2026Read →
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